Minimum 18 years
Maximum 65 years
Minimum 19 years
Maximum 75 years
Minimum 12 months
Maximum 240 months
Minimum 12 months
Maximum 240 months
Minimum Rs. 50,000
Maximum 100% of Base Sum Assured
Single, Yearly, Half Yearly, Monthly
Covers up to 50 critical illnesses
Choose between two variants
Flexible rider sum assured
Tax benefit as per prevailing tax laws
The Critical Shield Rider covers up to 50 critical illnesses, including cancer, heart attack, stroke, kidney failure, and more. For more details, please refer to the sales brochure.
A waiting period of 90 days from the risk commencement date of rider or the date of revival of rider, whichever is later, is applicable for admissibility of a rider claim. No waiting period is applicable for Critical Illness claim arising solely due to an accident.
If you stop paying premiums, the rider will lapse and no benefits will be payable, unless premiums have been paid for at least three consecutive years, in which case the rider may continue as reduced paid-up cover.
A waiting period of 90 days from the risk commencement date of rider or the date of revival of rider, whichever is later, is applicable for admissibility of a rider claim. No waiting period is applicable for Critical Illness claim arising solely due to an accident.
Yes, you have the flexibility to choose the rider sum assured, with a minimum of ₹50,000 and no upper limit, subject to underwriting guidelines. The Rider Sum Assured cannot be higher than Sum Assured under the base product.