- All Plans
Online Plans- Magic Savings Plan
- Life Advantage Plus Plan
- Guaranteed Income Plan
- Guaranteed Lifetime Income Plan
- Wealth Gain Insurance Plan
- Wealthsurance Growth Insurance Plan SP II
- Guaranteed Wealth Plan
- Super Cash Plan
- Assured Income Plan
- iSecure Plan
- Golden Years Pension Plan
- Young Star Plus Plan
Newly launched#Online
Magic Savings Plan
Your Wish
Our Guarantee.- Life Cover
- Flexibility to select plan variants according to your needs
- Choose Income Period and Income Payout Frequency as per your choice
- Magic Savings Plan
Child PlansNewly launched#Child
Young Star Plus Plan
- 125% of Maturity sum assured paid out in the form of Guaranteed Annual Payouts to help fund critical milestones
- Guaranteed additions up to 10% every five years depending on the policy term chosen
- Financial security of the loved one’s in case of an unfortunate event - No future premiums payable and policy continues with planned benefits
Savings Plans- Super Cash Supreme
- Super Cash Plan
- Guaranteed Wealth Plan
- Magic Savings Plan
- Assured Income Plan
- Life Advantage Plus Plan
- Guaranteed Lifetime Income Plan
- Guaranteed Income Plan
Newly launched#Savings
Super Cash Supreme
with SUPER Benefits
- Life cover for entire policy term ensuring a secure and protected future of your family.
- Flexibility to receive guaranteed income benefit every year or after every 5 years as per your need
- Flexibility to align the plan with your immediate financial goals and long-term aspirations
- Super Cash Supreme
Term PlansPopular#Term
iSecure Plan
Life’s journey
made comfortable- Life cover
- Flexibility to choose policy term
- Premium payment options
ULIP Plans- Platinum Wealth Builder Plan
- Smart Growth Plan
- Wealth Gain Insurance Plan
- Wealthsurance Growth Insurance Plan SP II
For the select few#ULIP
Platinum Wealth Builder Plan
Save Today. Live #Futurefearless
- Life Protection with Market linked returns
- Cover option available for Spouse
- Wealth Boosters
Health Plans#Health
Criti Care Plan
Stay Insured!
Stay Fearless- 30 Critical Illnesses covered
- Flexibility of Policy Term and Premium Paying Term options
- Level Critical Illness cover throughout the Policy Term
Retirement PlansNewly launched#Retirement
Golden Years Pension Plan
- Avail 2 plan option to select from – Classic Option or Golden Waiver of Premium option
- Get Early Investment Booster for an early start between age 18-35
- Flexibility to choose premium payment option
Group Plans- Group Home Secure
- Group Credit Shield Plan II
- Group Loan Secure Plan II
- Group Term Life Plan II
- Group Employee Benefit Plan
- Group Microsurance Plan II
- Pradhan Mantri Jeevan Jyoti Bima Yojana
Newly launched#Group
Group Home Secure
Your Dreams!
Our Assurance.- Life Cover for borrowers of Home Loan, Plot Loan, Loan against property
- Flexibility to choose cover as per your need & flexibility to avail coverage on Top – up loans taken for repair and maintenance
- Floating Interest Rate
- Group Home Secure
Individual RiderNewly launched#Individual
Accident Care Rider
Your Dreams!
Our Assurance.- Protection against accidental death and a range of accident related benefits
- 2X benefit in case of death due to an Airplane or Train Accident
- Option to add the rider to your base policy at inception or any policy anniversary during the premium payment term of the base policy
Group RiderNewly launched#Group
Group Accidental Rider
Your Dreams!
Our Assurance.- Protection against accidental death and a range of accident-related benefits
- Double benefit in case of death due to an Airplane Accident
- Option to cover Partial and Total Permanent Disability
- Claims
- Pay Premium
- Services
SERVICES
Need help?
- Contact Us
Book A Free Call
Life Cover
Flexibility to select plan ...
More Features
ELIGIBILITY CRITERIA
Secure your family’s dream
Minimum 0 years (91 Days)
Maximum 60 years
Minimum 18 years
Maximum 79 years
Plan Variants: Mega Lumpsum | Absolute Income | Guaranteed Income with Lumpsum
Premium Paying Term (PPT) and Policy Term (PT)** Combinations (in years)
PPT | 1 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 |
PT | 10 to 25 | 5 to 25 | 6 to 25 | 7 to 25 | 8 to 25 | 9 to 25 | 10 to 25 | 11 to 25 | 12 to 25 |
Plan Variant: Immediate Income
Premium Paying Term (PPT) and Policy Term (PT)** Combinations (in years)
PPT | 8 | 9 | 10 | 11 | 12 |
PT | 10 to 25 | 10 to 25 | 10 to 25 | 11 to 25 | 12 to 25 |
Plan Variant: Consistent Money back
Premium Paying Term (PPT) and Policy Term (PT)** Combinations (in years)
PPT | 8 | 9 | 10 | 11 | 12 |
PT | 12/ 15/ 18/ 21/ 24 | ||||
Plan Variants: Mega Lumpsum | Absolute Income | Guaranteed Income with Lumpsum
Minimum | Maximum |
For Single Pay - Rs. 75,000/- | No limit (subject to board underwriting policy) |
For other than Single Pay: | |
-Rs. 30,000/- Yearly | |
-Rs. 15,300/- Half-Yearly | |
-Rs.2,700/- Monthly |
Plan Variants: Immediate Income | Consistent Money back
Minimum | Maximum |
Single Pay - Not Applicable | No limit (subject to board underwriting policy) |
For other than Single Pay: | |
-Rs. 50,000/- Yearly | |
-Rs. 25,500/- Half-Yearly | |
-Rs.4,500/- Monthly |
Plan Variants: Mega Lumpsum | Absolute Income | Guaranteed Income with Lumpsum
Minimum | Maximum |
For Single Pay: Rs. 93,750/- | No limit (subject to board underwriting policy) |
For other than Single Pay: | |
(Entry Age >= 50 Years): | |
1. Life Cover Multiple 5: Rs. 1,50,000 | |
2. Life Cover Multiple 10: Rs. 3,00,000 | |
(Entry Age < 50 Years): | |
1. Life Cover Multiple option 7 Rs. 2,10,000 | |
2. Life Cover Multiple 10: Rs. 3,00,000 |
Plan Variants: Immediate Income | Consistent Money back
Minimum | Maximum |
Single Pay: Not Applicable | No limit (subject to board underwriting policy) |
For other than Single Pay: | |
(Entry Age >= 50 Years): | |
1. Life Cover Multiple 5: Rs. 2,50,000 | |
2. Life Cover Multiple 10: Rs. 5,00,000 | |
(Entry Age < 50 Years): | |
1. Life Cover Multiple option 7 Rs. 3,50,000 | |
2. Life Cover Multiple 10: Rs. 5,00,000 |
Mega Lumpsum | Absolute Income | Guaranteed Income with Lumpsum | Immediate Income | Consistency Money back |
Not Applicable | 5, 10, 15, 20, 25 | 6, 9, 12, 15, 18, 21, 24 |
KEY BENEFITS
Why this plan suits your needs
KEY BENEFITS
Why this plan suits your needs
Life Cover
Flexibility to select plan variants according to your needs
Choose Income Period and Income Payout Frequency as per your choice
Guaranteed benefits to save for your future goals
Death benefit through multiple Life Cover Options
Tax benefit may be available on the premiums paid and benefits received, as per prevailing tax laws
Save The Date Option to receive income on Special Date
Choice of death benefit through Life Cover Multiple option
Enhance protection with an optional rider/s
MAGIC plan is a combination of 5 variants M- Mega Lumpsum A- Absolute Income G- Guaranteed Income with Lumpsum I- Immediate Income C- Consistent Money Back
Income Booster is paid as a part of Maturity Benefit in all plan variants except Mega Lumpsum during income period provided all due premiums are paid.
Yes, Guaranteed Addition(s) will accrue at the end of each policy year during the policy term, if all premiums due till date have been paid.
No, flexibility in choosing interval under Money Back option is not available. Default interval available under this option is of 3 years.
No, Alterations to Income Period is not allowed.