Minimum 21 years Years
Maximum 65 years Years
Minimum 31 years
Maximum 85 years
Minimum 10 years
Maximum Lower of (64 years; 85 - Age at Entry)
Single Pay, Yearly , Half-Yearly and Monthly
Minimum Rs. 50,00,000
Maximum No limits
Minimum 10 years
Maximum Lower of (64 years; 85 - Age at Entry)
Life cover
Flexibility to choose policy term
Premium payment options
Choose from 2 plan options
Increase Sum Assured
Accidental Death Benefit(ADB)
Differential rates for females and non-tobacco users
Tax Benefits as per prevailing tax laws
Ageas Federal Life Insurance iSecure Plan - an easy to buy, effective and efficient Term Plan that provides multiple benefits if opted, at an affordable cost.
Ageas Federal Life Insureance iSecure Plan provides easy flexibility to tailor it basis your life needs and comes with features that tie-in with your payment preferences as well as comprehensively enhance your protection. Through this plan, you can provide your family the monetary cushion to lead a financially independent life and fulfill their dreams.
With respect to the base plan option, in the unfortunate event of death of the Life assured during the policy term, provided the policy is in force, the Death benefit equal to Death Sum Assured shall be payable in lump sum to the nominee.
If Life Cover with Return of Premium option is opted for, upon survival of the Life Assured till date of maturity of the policy, provided the policy is in force, Maturity Sum Assured equal to Total Premiums Paid till date for base plan option shall be payable in lumpsum.
The plan offers two add on options - Accidental Death Benefit which enhances the protection in case of demise of the life assured in case of an unfortunate demise; and Life Stage Cover which provides you an option to increase the life cover at key life events.