Minimum
18 years
Maximum
For Classic Option 70 years
For Golden Waiver of Premium Option
60 years
Minimum
45 years
Maximum
For Classic Option 80 years
For Golden Waiver of Premium Option
70 years
Minimum
45 years
*Note: Policy Term (10 to 40 years) re available only in whole years.
Maximum
45 years
Minimum
Single Pay* - 1 year
Limited Pay - 6 years
Regular Pay - 10 years
*Note: Single pay is not available with Golden Waiver of
Premium Option
Limited Pay 6/8/10/12/15 & 20 years are available for Classic
& Golden Waiver of Premium Option
Maximum
Single Pay* - 1 year
Limited Pay - 20 years
Regular Pay - 40 years
Minimum
PPT | Annualized Premium (in Rs.) |
Single Pay | 2,00,000 |
Limited Pay and Regular Pay | Yearly/Half-Yearly/Monthly – Rs 50,000 (PT: 10 - 19 Years) |
Yearly/Half-Yearly –30,000 (PT: 20 - 40 Years) |
Maximum
No limit, subject to Board approved
underwriting policy.
Avail 2 plan option to select from – Classic Option or Golden Waiver of Premium option
Get Early Investment Booster for an early start between age 18-35
Flexibility to choose premium payment option
Guaranteed Loyalty Boosters to boost the fund value
Return of Premium Allocation charges
Option of reducing the premium amount
Avail Tax Benefits as per prevailing tax laws
There are two plan options : Classic Option and Golden Waiver of Premium option
For Life Assured aged 18 to 35 years at entry, an Early Investment Booster of 25% is applicable on the Guaranteed Loyalty Booster.
Yes, on maturity provided all premiums due till date are paid/waived and policy is in force, sum of all premium allocation charge deducted during the policy term (excluding Goods and Service Tax (GST) and cess, as applicable) will be added to the Fund Value at maturity.
Guaranteed Loyalty Booster is added to the Fund at the end of every year starting from the end of 7th policy year till the end of policy term, provided all premiums due till date are paid/waived and policy is in-force.