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Online Plans- Magic Savings Plan
- Life Advantage Plus Plan
- Guaranteed Income Plan
- Wealth Gain Insurance Plan
- Wealthsurance Growth Insurance Plan SP II
- Guaranteed Lifetime Income Plan
- Guaranteed Wealth Plan
- Super Cash Plan
- Assured Income Plan
- iSecure Plan
- Golden Years Pension Plan
- Young Star Plus Plan
Newly launched#Online
Magic Savings Plan
Your Wish
Our Guarantee.- Life Cover
- Flexibility to select plan variants according to your needs
- Choose Income Period and Income Payout Frequency as per your choice
Child PlansNewly launched#Child
Young Star Plus Plan
- 125% of Maturity sum assured paid out in the form of Guaranteed Annual Payouts to help fund critical milestones
- Guaranteed additions up to 10% every five years depending on the policy term chosen
- Financial security of the loved one’s in case of an unfortunate event - No future premiums payable and policy continues with planned benefits
Savings Plans- Guaranteed Wealth Plan
- Magic Savings Plan
- Assured Income Plan
- Life Advantage Plus Plan
- Guaranteed Lifetime Income Plan
- Guaranteed Savings Plan
- Guaranteed Income Plan
- Super Cash Plan
Popular#Savings
Guaranteed Wealth Plan
A Secure Future, Guaranteed.
- Flexibility to choose premium paying term & policy term as per your goals
- Get your family financially secured with a life cover for 14 or 20 years
- Enjoy guaranteed benefits irrespective of market conditions
Term PlansPopular#Term
iSecure Plan
Life’s journey
made comfortable- Life cover
- Flexibility to choose policy term
- Premium payment options
ULIP Plans- Platinum Wealth Builder Plan
- Smart Growth Plan
- Wealth Gain Insurance Plan
- Wealthsurance Growth Insurance Plan SP II
For the select few#ULIP
Platinum Wealth Builder Plan
Save Today. Live #Futurefearless
- Life Protection with Market linked returns
- Cover option available for Spouse
- Wealth Boosters
Health Plans
Retirement PlansNewly launched#Retirement
Golden Years Pension Plan
- Avail 2 plan option to select from – Classic Option or Golden Waiver of Premium option
- Get Early Investment Booster for an early start between age 18-35
- Flexibility to choose premium payment option
Group Plans- Group Home Secure
- Group Credit Shield Plan II
- Group Loan Secure Plan II
- Group Term Life Plan II
- Group Employee Benefit Plan
- Group Microsurance Plan II
- Pradhan Mantri Jeevan Jyoti Bima Yojana
Newly launched#Group
Group Home Secure
Your Dreams!
Our Assurance.- Life Cover for borrowers of Home Loan, Plot Loan, Loan against property
- Flexibility to choose cover as per your need & flexibility to avail coverage on Top – up loans taken for repair and maintenance
- Floating Interest Rate
- Claims
- Pay Premium
- Services
SERVICES
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ELIGIBILITY CRITERIA
Secure your family’s dream
Minimum
18 years
Maximum
For Classic Option 70 years
For Golden Waiver of Premium Option
60 years
Minimum
45 years
Maximum
For Classic Option 80 years
For Golden Waiver of Premium Option
70 years
Minimum
45 years
*Note: Policy Term (10 to 40 years) re available only in whole years.
Maximum
45 years
Minimum
Single Pay* - 1 year
Limited Pay - 6 years
Regular Pay - 10 years
*Note: Single pay is not available with Golden Waiver of
Premium Option
Limited Pay 6/8/10/12/15 & 20 years are available for Classic
& Golden Waiver of Premium Option
Maximum
Single Pay* - 1 year
Limited Pay - 20 years
Regular Pay - 40 years
Minimum
PPT | Annualized Premium (in Rs.) |
Single Pay | 2,00,000 |
Limited Pay and Regular Pay | Yearly/Half-Yearly/Monthly – Rs 50,000 (PT: 10 - 19 Years) |
Yearly/Half-Yearly –30,000 (PT: 20 - 40 Years) |
Maximum
No limit, subject to Board approved
underwriting policy.
Plan Related Documents
KEY BENEFITS
Why this plan suits your needs
KEY BENEFITS
Why this plan suits your needs
Avail 2 plan option to select from – Classic Option or Golden Waiver of Premium option
Get Early Investment Booster for an early start between age 18-35
Flexibility to choose premium payment option
Guaranteed Loyalty Boosters to boost the fund value
Return of Premium Allocation charges
Option of reducing the premium amount
Avail Tax Benefits as per prevailing tax laws
EVERYTHING ABOUT GOLDEN YEARS PENSION PLAN
All your questions answered
There are two plan options : Classic Option and Golden Waiver of Premium option
For Life Assured aged 18 to 35 years at entry, an Early Investment Booster of 25% is applicable on the Guaranteed Loyalty Booster.
Yes, on maturity provided all premiums due till date are paid/waived and policy is in force, sum of all premium allocation charge deducted during the policy term (excluding Goods and Service Tax (GST) and cess, as applicable) will be added to the Fund Value at maturity.
Guaranteed Loyalty Booster is added to the Fund at the end of every year starting from the end of 7th policy year till the end of policy term, provided all premiums due till date are paid/waived and policy is in-force.