- All Plans
Online Plans- Magic Savings Plan
- Life Advantage Plus Plan
- Guaranteed Income Plan
- Guaranteed Lifetime Income Plan
- Wealth Gain Insurance Plan
- Wealthsurance Growth Insurance Plan SP II
- Guaranteed Wealth Plan
- Super Cash Plan
- Assured Income Plan
- iSecure Plan
- Golden Years Pension Plan
- Young Star Plus Plan
Newly launched#Online
Magic Savings Plan
Your Wish
Our Guarantee.- Life Cover
- Flexibility to select plan variants according to your needs
- Choose Income Period and Income Payout Frequency as per your choice
Child PlansNewly launched#Child
Young Star Plus Plan
- 125% of Maturity sum assured paid out in the form of Guaranteed Annual Payouts to help fund critical milestones
- Guaranteed additions up to 10% every five years depending on the policy term chosen
- Financial security of the loved one’s in case of an unfortunate event - No future premiums payable and policy continues with planned benefits
Savings Plans- Super Cash Supreme
- Super Cash Plan
- Guaranteed Wealth Plan
- Magic Savings Plan
- Assured Income Plan
- Life Advantage Plus Plan
- Guaranteed Lifetime Income Plan
- Guaranteed Income Plan
Newly launched#Savings
Super Cash Supreme
with SUPER Benefits
- Life cover for entire policy term ensuring a secure and protected future of your family.
- Flexibility to receive guaranteed income benefit every year or after every 5 years as per your need
Term PlansPopular#Term
iSecure Plan
Life’s journey
made comfortable- Life cover
- Flexibility to choose policy term
- Premium payment options
ULIP Plans- Platinum Wealth Builder Plan
- Smart Growth Plan
- Wealth Gain Insurance Plan
- Wealthsurance Growth Insurance Plan SP II
For the select few#ULIP
Platinum Wealth Builder Plan
Save Today. Live #Futurefearless
- Life Protection with Market linked returns
- Cover option available for Spouse
- Wealth Boosters
Health Plans#Health
Criti Care Plan
Stay Insured!
Stay Fearless- 30 Critical Illnesses covered
- Flexibility of Policy Term and Premium Paying Term options
- Level Critical Illness cover throughout the Policy Term
Retirement PlansNewly launched#Retirement
Golden Years Pension Plan
- Avail 2 plan option to select from – Classic Option or Golden Waiver of Premium option
- Get Early Investment Booster for an early start between age 18-35
- Flexibility to choose premium payment option
Group Plans- Group Home Secure
- Group Credit Shield Plan II
- Group Loan Secure Plan II
- Group Term Life Plan II
- Group Employee Benefit Plan
- Group Microsurance Plan II
- Pradhan Mantri Jeevan Jyoti Bima Yojana
Newly launched#Group
Group Home Secure
Your Dreams!
Our Assurance.- Life Cover for borrowers of Home Loan, Plot Loan, Loan against property
- Flexibility to choose cover as per your need & flexibility to avail coverage on Top – up loans taken for repair and maintenance
- Floating Interest Rate
Individual RiderNewly launched#Individual
Accident Care Rider
Your Dreams!
Our Assurance.- Protection against accidental death and a range of accident related benefits
- 2X benefit in case of death due to an Airplane or Train Accident
- Option to add the rider to your base policy at inception or any policy anniversary during the premium payment term of the base policy
Group RiderNewly launched#Group
Group Accidental Rider
Your Dreams!
Our Assurance.- Protection against accidental death and a range of accident-related benefits
- Double benefit in case of death due to an Airplane Accident
- Option to cover Partial and Total Permanent Disability
- Claims
- Pay Premium
- Services
SERVICES
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Protection against accident...
Double benefit in case of d...
More Features
Let’s Start Planning Your
Future Fearless Today!
ELIGIBILITY CRITERIA
Secure your family’s dream
Minimum 18 years
Maximum 74 years
Minimum 18 years
Maximum 75 years
Minimum 12 months
Maximum 480 months
Minimum 12 months
Maximum 480 months
Minimum Rs 5000
Maximum As per BAUP
Plan Related Documents
KEY BENEFITS
Why this plan suits your needs
KEY BENEFITS
Why this plan suits your needs
Protection against accidental death and a range of accident-related benefits
Double benefit in case of death due to an Airplane Accident
Option to cover Partial and Total Permanent Disability
Option to add the rider to your base policy at inception or any anniversary during the premium payment term of the base policy
Tax benefit may be available on the premiums paid and benefits received as per prevailing tax laws
EVERYTHING ABOUT Group Accidental Rider
All your questions answered
The Group Accidental Rider is a Non-Linked, Non-Participating, Group Pure Risk Premium Life Insurance Rider. It can only be attached to Non-Linked, Non-Participating Group products, adopting the nature and characteristics of the base product it complements.
This rider enhances group insurance offerings with added protection for accidental risks.
You have two convenient options to add the Group Accidental Rider to your Base Cover:
1. At the inception of your base product: Secure comprehensive coverage right from the start.
2. On the monthly anniversary of your base product: One can add flexibility by enhancing your protection when it suits you.
This ensures you can customize your plan to fit your needs at the most suitable time.
Choose any one of the following death benefit options:
1. Accidental Death Benefit (ADB)
2. Accidental Death Benefit Plus (ADB Plus)
These options provide tailored protection for different accidental scenarios.
The Disability Benefit options under the Group Accidental Rider are as below:
1. Permanent Disability Benefit (PDB) which pays 100% of the Rider Disability Sum Assured at the time of Accidental Total & Permanent Disability (ATPD).
2. Permanent Disability Benefit Plus (PDB Plus):
o ATPD: Pays 100% of the Rider Disability Sum Assured.
o APPD: Pays 50% of the Rider Disability Sum Assured.
o Accelerated Benefit: If APPD is claimed before ATPD, only the remaining 50% is paid for ATPD. Otherwise, 100% is paid for ATPD.