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Ageas Federal Life Insurance
Critical Shield Rider
Non-Linked Individual Health Pure Risk Life Insurance Rider (UIN: 135B035V01)
Ageas Federal Life Insurance
Critical Shield Rider
Non-Linked Individual Health Pure Risk Life Insurance Rider (UIN: 135B035V01)
KEY BENEFITS
Why this plan suits your needs
| STAGE | MINIMUM | MAXIMUM |
|---|---|---|
| Age At Entry | 18 years | 65 years |
| Age At Maturity | 19 years | 75 years |
Policy Term
| Minimum | Maximum |
|---|---|
| 12 months | 240 months |
Premium Paying Term
| Minimum | Maximum |
|---|---|
| 12 months | 240 months |
Sum Assured
| Minimum | Maximum |
|---|---|
| Rs. 50,000 | 100% of Base Sum Assured |
Premium Payment Mode
| Single, Yearly, Half Yearly, Monthly |
References to the Income-tax Act, 1961 shall be construed as references to the Income-tax Act, 2025, including all corresponding provisions and relevant sub-sections thereof.
UIN (135B035V01)
| STAGE | MINIMUM | MAXIMUM |
|---|---|---|
| Age At Entry | 18 years | 65 years |
| Age At Maturity | 19 years | 75 years |
Policy Term
| Minimum | Maximum |
|---|---|
| 12 months | 240 months |
Premium Paying Term
| Minimum | Maximum |
|---|---|
| 12 months | 240 months |
Sum Assured
| Minimum | Maximum |
|---|---|
| Rs. 50,000 | 100% of Base Sum Assured |
Premium Payment Mode
| Single, Yearly, Half Yearly, Monthly |
References to the Income-tax Act, 1961 shall be construed as references to the Income-tax Act, 2025, including all corresponding provisions and relevant sub-sections thereof.
UIN (135B035V01)
For more details on plan eligibility, please refer to thesales brochure
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EVERYTHING ABOUT CRITICAL SHIELD RIDER
All your questions answered
The Critical Shield Rider covers up to 50 critical illnesses, including cancer, heart attack, stroke, kidney failure, and more. For more details, please refer to the sales brochure.
A waiting period of 90 days from the risk commencement date of rider or the date of revival of rider, whichever is later, is applicable for admissibility of a rider claim. No waiting period is applicable for Critical Illness claim arising solely due to an accident.
If you stop paying premiums, the rider will lapse and no benefits will be payable, unless premiums have been paid for at least three consecutive years, in which case the rider may continue as reduced paid-up cover.
A waiting period of 90 days from the risk commencement date of rider or the date of revival of rider, whichever is later, is applicable for admissibility of a rider claim. No waiting period is applicable for Critical Illness claim arising solely due to an accident.
Yes, you have the flexibility to choose the rider sum assured, with a minimum of ₹50,000 and no upper limit, subject to underwriting guidelines. The Rider Sum Assured cannot be higher than Sum Assured under the base product.
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