"On account of change in Health Regulations by IRDAI, some clauses of your Policy Document have been updated to make them more relaxed from policyholder's perspective. A sample of the revised document has been uploaded on this page."
This is what we offer with the plan
Pay premium for 10 years and get Regular Annual Income for the next 10 years
Get life cover for 20 years
Boost savings with Guaranteed Bonus Additions
Receive enhanced protection with Total and Permanent Disablement feature
Enjoy added Guaranteed Sum Assured for high premium policies
Get tax benefits on your plan
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Death benefit
During Premium Payment term:
Beneficiary gets Death Sum Assured plus vested simple reversionary
Beneficiary gets Death Sum Assured plus vested simple reversionary bonus as on date of death, along with Interim bonus ,if any
After Premium Payment term:
Beneficiary gets Death Sum Assured plus Vested Simple Reversionary Bonus as on the date of death
Beneficiary gets Death Sum Assured plus Vested Simple Reversionary Bonus as on the date of death after deducting Reversionary Bonus already paid as a part of Income Benefit, along with interim bonus and terminal bonus, if any.
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After Premium Payment term
Beneficiary gets Death Sum Assured plus Vested Simple Reversionary Bonus as on the date of death after deducting Reversionary Bonus already paid as a part of Income Benefit, along with interim bonus and terminal bonus, if any.
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Income benefit
Get Guaranteed Sum Assured plus vested simple reversionary bonus till the end of premium payment term 10 equal installments starting from the 11th policy year till maturity of your policy.
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Maturity benefit
Get a maturity benefit, on survival, at the end of the policy term.
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Enhanced protection in case of disablement
f insured is struck by total and permanent disablement due to an accident or illness, he or she may get future premiums payable waived off, additional monthly income of 1% of Guaranteed Sum Aassured till the end of premium payment term, income benefits as per schedule and maturity benefits on maturity.